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  • H.S.A. and ACA, a Health Saving Account Can Save You at Income Tax Time

    H.S.A. and ACA, a Health Saving Account Can Save You at Income Tax Time

    Posted: March 28, 2017   

    The Affordable Care Act provides a “subsidy” also referred to as advanced premium tax credits (APTC) to individuals/families whose income falls below 400% federal poverty level . As the name indicates, this is an ADVANCE and therefore reconciled when you file your taxes. So, if your income goes up for example from dividends or capital gains from investments and […]

  • Eat Your Way to a Healthy Heart

    Eat Your Way to a Healthy Heart

    Posted: March 21, 2017   

    Recently, personal trainer to the stars and Biggest Loser celebrity, Bob Harper, had a massive heart attack.  The news shocked the world and it got me thinking…WOW; this really can happen to anyone no matter how fit and healthy you are!  Kind of scary and it also got me thinking about the way we eat […]

  • Happy Healthy Hump Day: Snacks are a Good Thing!

    Happy Healthy Hump Day: Snacks are a Good Thing!

    Posted: March 8, 2017   

    Snacks are a Good Thing! Hey, Bobbi, your Happy Healthy Hump Day registered dietitian here again. Today’s thought is all about snacking. My munchkins are snackers. Why? Because, they have activities such as wrestling, horseback riding, girl scouts and piano lessons that mess with our meal schedule. Just because they want a snack does not […]

  • Congress Must Protect Employer-Sponsored Health Care

    Congress Must Protect Employer-Sponsored Health Care

    Posted: March 7, 2017   

    Congress Must Protect Employer-Sponsored Health Care By Amy Mutter, President of the local VAHU Chapter and State Legislative Chair Most Virginia employers and employees are unaware of efforts on Capitol Hill to eliminate or cap the employer tax exclusion under employer-sponsored health insurance plans, affecting an estimated 177 million people across the country – nearly half […]

  • Health Insurance Brokers Cut Through the Political Clutter

    Health Insurance Brokers Cut Through the Political Clutter

    Posted: October 19, 2016   

    Amy Mutter is the legislative chair of the Virginia Association of Health Underwriters and serves as a licensed insurance agent and customer service representative here at Innovative Insurance Group in Roanoke. It is rare for a small business owner or an individual to have a candid face-to-face conversation with the health insurance company that safeguards […]


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