Category: Health Care

  • 26 Mar

    Benefits 101: Embedded vs. Non-Embedded Deductibles

    Posted: March 26, 2024   

    Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a […]

  • 12 Mar

    Health Insurance Basics: Part 2

    Posted: March 12, 2024   

    Does a Health Plan Typically Pay for Services from Any Doctor? Not always. Some types of plans encourage or require consumers to get care from a specific set of doctors, hospitals, pharmacies, and other medical service providers who have entered into contracts with the plan to provide items and services at a negotiated rate. The […]

  • 12 Feb

    Health Insurance Basics: Part 1

    Posted: February 12, 2024   

    What is Health Insurance and Why is it Important? Health insurance is a legal entitlement to payment or reimbursement for your health care costs, generally under a contract with a health insurance company. Health insurance provides important financial protection in case you have an accident or sickness. For example, health insurance may help to pay […]

  • 20 Dec

    Why Health Insurance is Important

    Posted: December 20, 2023   

    Protection from high medical costs Health insurance provides important financial protection in case you have a serious accident or sickness.  People without health coverage are exposed to these costs. This can sometimes lead people without coverage into deep debt or even into bankruptcy. It’s easy to underestimate how much medical care can cost: Fixing a […]

  • 10 Apr

    Fact Sheet for Consumers About the End of the COVID-19 Public Health Emergency

    Posted: April 10, 2023   

    The Centers for Medicare & Medicaid Services (CMS) issued a consumer-facing fact sheet to help people know what to expect at the end of the COVID-19 Public Health Emergency (PHE). The Department of Health and Human Services is planning for the federal PHE and the COVID-19 national emergency to expire at the end of the […]

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