COVID-19 Informations & Updates

Posted: March 17, 2020 8:37PM  

We know that many people are feeling concerned about the coronavirus, also known as COVID-19. Innovative Insurance is here to help with resources related to your plan including cost and coverage for diagnosis and testing for the COVID-19 virus. Below is a general list of resources from our most popular carriers/plans. We may also recommend reminding employees of your EAP programs.

Full Resources on COVID-19, policies, and flyers by Carrier:
Anthem
Aetna
Allsavers - refer to United Healthcare
Optima Health
United Healthcare

Telemedicine Options - highly encouraged as first step for general symptom review.
Virtual Visits are not intended for COVID-19 testing or treatment. Several carriers have eliminated cost of this service for the next few months.
(Note – plans may vary by market size. Please confirm with your agent prior to employee distribution)

Anthem LiveHealth
Aetna Teledoc 
Allsavers HealthiestYou 
Optima Health MDLIVE 
United Healthcare myuhc.com/virtualvisits 

 

Additional Resources for HR Professionals:
Department of Labor
CDC Guidance for Employers
OSHA standards
Society for Human Resource Officers – Communicable Disease Resource Center
Webinar – Challenges for Employers – Thursday, April 2, 2020 2:00pm -3:300pm

Note: The IRS has announced (Notice 2020-15) that health plans that normally qualify as HDHPs will not lose that status because they cover the cost of testing for or treatment of COVID-19 before plan deductibles have been met. This notice applies only to HSA-eligible HDHPs.