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30 Jun
Breaking Down Your Benefits: Understanding Key Terms
Posted: June 30, 2025
Selecting the right health insurance plans for your family is a critical process that requires careful attention from start to finish. Navigating health insurance becomes much simpler when you understand its terminology. Making sense of these terms empowers you to better understand your costs, benefits, and even estimate the price of a doctor’s visit. Premium: […]
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20 Jan
Top Employee Benefit Trends for 2025
Posted: January 20, 2025
Employee benefits are the indirect and non-cash compensation paid to an employee. These benefits are given to employees over their salaries and wages. As we look ahead to 2025, companies are increasingly exploring innovative solutions to address the evolving needs of their workforce. Driven by shifts in work environments, economic challenges, and technological progress, the […]
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09 Jan
Reducing Rising Healthcare Costs in 2025
Posted: January 9, 2025
Healthcare costs are projected to rise significantly in 2025. To mitigate these increases, consider these tips: Know Your Plan: Take time to review what your health plan covers—and what it doesn’t—to avoid unexpected costs. Understand your health plan’s coverage, including deductibles, co-pays, and out-of-pocket maximums. Utilize In-Network Providers: Receiving care from out-of-network providers can dramatically […]
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30 Dec
The Great Gloom
Posted: December 30, 2024
The Great Gloom: A Growing Challenge The term “Great Gloom” may be new, but the decline in employee engagement is a longstanding issue. Recent data shows a significant drop in employee happiness; employee engagement in the U.S. has dropped to its lowest level in more than a decade. Root Causes of the Great Gloom
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12 Dec
2025 Employee Benefits Limits: What You Need to Know
Posted: December 12, 2024
Key Benefit Limits for 2025: Health Savings Account (HSA) Contributions Single Coverage: $4,300 (up $150 from 2024) Family Coverage: $8,550 (up $250 from 2024) Catch-up Contributions: $1,000 Important Considerations for Employers Employers should ensure that their payroll systems are updated to reflect the new 2025 benefit limits. Additionally, it’s crucial to communicate these changes to […]
Innovative Insurance Group