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Health Insurance Basics: Part 3
Posted: April 16, 2024
Insurance Costs Consumers typically pay the following types of costs when they have insurance. Premium: The premium is an amount of money a consumer pays for a health insurance plan. The consumer and/or their employer usually make this payment bi-weekly, monthly, quarterly, or yearly. The premium must be paid regardless of how many services, if […]
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8 Unique Employee Perks That Don’t Require a Big Budget
Posted: April 3, 2024
Free and low-cost employee benefits are perks that don’t cost you much financially. These perks are often simple to provide and help enhance an existing employee benefits package. Including non-traditional benefits in a job offer shows employees your values; they’re a promise to both current and potential employees that you’ll support them and treat them […]
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Benefits 101: Embedded vs. Non-Embedded Deductibles
Posted: March 26, 2024
Everyone needs health insurance but many people don’t fully understand it. One important concept to understand is your deductible. A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward. But family plans are a […]
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5 Ways to Support the Wellness of Remote Workers
Posted: March 18, 2024
Remote work brings with it a unique set of mental health and wellness concerns. For starters, many may feel isolated, especially if they work from their home for hours on end without other people around them. In addition, they may feel disconnected with their colleagues and those “water cooler” opportunities. Because many of them work from home, […]
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Health Insurance Basics: Part 2
Posted: March 12, 2024
Does a Health Plan Typically Pay for Services from Any Doctor? Not always. Some types of plans encourage or require consumers to get care from a specific set of doctors, hospitals, pharmacies, and other medical service providers who have entered into contracts with the plan to provide items and services at a negotiated rate. The […]
